A thoughtful, thorough workbook designed by a psychotherapist who has been leading seminars on the subject since 1982. The book starts with a ``money personality'' quiz to determine the individual's relationship with money. Readers can find out whether they are hoarders, spenders, money monks (who feel guilty about having money), or avoiders (who can't face practicalities such as budgets and financial planning). Mellan then advises a family history to help trace the subconscious factors that underlie those attitudes and behavior. Mellan debunks common myths that equate money with love, happiness, power, freedom, self-worth, and security, then she adapts an old gestalt technique to formulate a ``money dialogue'' in which the subject ``talks'' with a personified ``Money'' to reveal the emotional foundation for financial woes. Mellan then moves on to address the polarization of money types within a relationship, giving attention to gender differences. Working in a similar vein to Deborah Tannen (You Just Don't Understand, 1990), Mellan says that the genders are socialized differently about money, leading to miscommunications on the subject.